About Us

Of course all our mortgage advisors are qualified with the minimum of CeMAP, it goes without saying, but surely it’s the experience that counts…..

How it all started

"Open and honest"

Stuart set up SJ Mortgage Solutions Ltd in Nov 2006 having spent 13 years with corporates such as Halifax, Abbey National (now Santander) and Countrywide. He felt the way corporates interacted with clients was too regimented and that people like to be spoken to and chatted with in an open and honest manner.

Request a Call Back

Would you like to speak to one of our advisors over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

For Businesses: Do you have questions about how our advisors can help your company? Send Amanda an email and she will get in touch or phone 0121 448 0161 between 09:00 and 17:00 on Monday to Friday and she will be delighted to have a chat with you.

Note: Your details are kept strictly confidential as per our Privacy Policy. A link to this can be found in the footer. By submitting your information you agree that you have read this and that you agree to its contents.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Why SJ Financial Solutions?

When we first started out, we were called SJ Mortgage Solutions, but actually we are more than just mortgages. Whatever advice you are looking for, we always take a client centric approach, putting you, our customer, first.

Review your life cover

Review your home insurance

Review your will.* (This service is offered by referral to a third party)

Provide all of the admin required

Speaking to the lenders, your estate agent and solicitor and keeping you updated through the process

Supporting you throughout the lifetime of your mortgage

Our mortgage experts are always available to speak to now and for the future

Our Team

Want to know more about who we are before contacting us. I think you will agree we have a huge amount of knowledge in our team and no matter whatever the circumstances, we've probably seen it before. The important bit is for you to be as open and transparent as possible with us.

Stuart Mosley – CeFA, CeMap, CLTM

Founder, SJ Financial Solutions

Stuart will do everything possible to ensure a mortgage is found but sometimes the ‘impossible’ really is impossible, but he will tell you. Outside of work, (and if you know him, he’s probably bored you already), but he’s a mountain biker and likes nothing more than to head off up a mountain or into the woods – that could be on his bike, or with a set of skis attached to his feet.

E-mail Stuart

Deb Wale – CeMap

Director/ Advisor

Deb has worked at SJ Financial Solutions since March 2012 after a long career at Lloyds Bank where she advised clients on mortgages and banking. She had her own mortgage business until beginning of 2016 and then merged the business with SJ Financial Solutions and is now part of the management team and became a director in Feb 2023. Deb is the office social organiser and as soon as the words ‘work do’ pop up she is straight on it. If she’s not at work, she is usually found shopping or on holiday!

E-mail Deb

Amanda Simcox – CeMap, MLia(Dip), Cert(Cib)

Protection Professional

Amanda joined the team in January 2018 after a very long and varied career within Lloyds Bank having been a Senior Bank Manager and Regional Mortgage Manager. She came to SJ Financial Solutions with a breadth and depth of knowledge as our Protection Professional within the team. If she isn’t on holiday with Deb, she will be found honing her cooking skills as she is allegedly quite a cook!

E-mail Amanda

Charlotte Wallace – CeMap

Mortgage Advisor

Charlotte has been with us since Jan 2016 after leaving Co-op bank as a customer service officer. Initially she was one of our admin team but qualified in Dec 2017 and is now a Mortgage Advisor here at SJ Financial Solutions. Originally from Plymouth, she now resides in Tamworth, is a regular gym goer and can be regularly seen walking her Long-Haired Chihuahua, Daisy.

E-mail Charlotte

Becky Sadler

Team Administrator

Becky… another Lloyds Bank ex-employee… previously with them for 9 years, she came to SJ Financial Solutions in late 2018. She runs the admin team at SJ Financial Solutions to ensure everything goes through as swiftly and smoothly as possible and is also a qualified advisor. Becky runs her own fitness class, Bounce with Becky and has a Shi Tzu called Bailey.

E-mail Becky

Angela Butler

Administrator

Angela worked at Purnell's Restaurant in Birmingham for 17 years in various roles from Customer Service & Reception to Accounts Management. Prior to that she worked for Lloyds Bank, or Lloyds TSB as it was then for 16 years alongside Deb, Amanda and Becky, 15 years in the branch network and 1 year in Financial Crime Investigation (THE FUN STUFF). She enjoys a good crime documentary, reality TV and trips to the Theatre. Proof has yet to be seen as she’s new to the team, but she claims to be ‘not a bad cook’.

E-mail Angela

SJ Financial Solutions is your personal mortgage advisor and protection professional based in the West Midlands, with offices in Birmingham City Centre and Tamworth Town Centre, although we do advise clients from all over the UK.

Everything we do is focused on bringing your aspirations to life – be that by helping you to secure your first home, protecting your financial future or giving financial guidance. Together, we get the whole story.

We want to know you, and the better we get to know you, the more we can do for you. With extensive experience in the financial services, there's not much we haven't come across. That said, we understand that you don't want to hear a load of technical jargon, so we'll speak to you in layman's terms, and we adopt the attitude that there are no silly questions.

Why We Come to Work Everyday

In it For the Long Term

We’re here for you today and every day ahead. With a focus on constant improvement, we’re committed to supporting both your present and your future.

Personal Principles

Put simply- your needs come first. Finding the most suitable deal for you isn’t just our goal – it’s personal.

Clear Guidance

We simplify the mortgage process, offering jargon free advice and support every step of the way. Our goal is to help you find the right mortgage and protection plan for your needs. We always say "there are no stupid questions" and welcome and address any questions you have.

Friendly and Professional

Whether you’re a first-time buyer or an experienced property investor, you’ll experience the same welcoming approach and expert service. It doesn't matter where you're based in the UK, SJ Financial Solutions are here to help you.

Determined and Diligent

We explore a wide range of lenders, we've seen pretty much every "tricky situation" and we've tackled even the toughest challenges head on, diligently, thoroughly and with our client's best interests at heart. No matter how complex, we’re dedicated to making the ‘impossible’ possible.

Whatever your situation, we’d love to hear from you. Want to know more? Take a look at our range of mortgage & insurance services

Check Out Our Happy Customers

Any More Questions?

We pride ourselves in working with our customers as transparently and honestly as possible, so if you have any questions then please don't hesitate to contact us and we'll be happy to answer any queries that you may have. Simply click the button below to submit a contact form or ring either our Birmingham office on 0121 448 0161 or our Tamworth office on 01827 230 760.