Protection

When thinking about protection, many things spring to mind….. Helmets, PPE, family planning.. But protection in the mortgage world is ensuring you can pay your bills, your mortgage included, if your income stops. It could stop because you can no longer work due to injury….

For SJ Financial Solutions, it's personal

Free no obligation quote

Tailored to suit your needs

We do the research

This is only too familiar for Stuart, one of the directors. An avid mountain biker who has been told over the years to either ‘grow up and stop riding bikes’, or ‘take lessons’. Over the 30 + years of taking parts in races and riding he has had a broken wrist, broken ribs, broken elbow, fractured shoulder … which as you can imagine, can be rather disruptive, not just in daily tasks but actually getting to and from work, using a laptop etc.

However, it doesn’t have to be an injury that stops your income, it could be diagnosis of a life changing illness or even death. Protection is making sure you, or the people you leave behind still can stay in the property for as long as desired.

Understandably, many people have concerns with any form of insurance such as ‘it wont pay out’, ‘its expensive’, ‘do I need it’. Whether it will pay out or not, is not for us to decide. But clearly taking out insurance to cover you in the event of injury as an ‘office worker’ but you are actually scaffolder or stating you take part in outdoor activities and regularly throw yourself off a cliff as a base jumper will all make a difference.

Amanda’s role is to get to know you, understand the cover you need and come up with an affordable solution.

Request a Call Back

Would you like to speak to one of our advisors over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

For Businesses: Do you have questions about how our advisors can help your company? Send Amanda an email and she will get in touch or phone 0121 448 0161 between 09:00 and 17:00 on Monday to Friday and she will be delighted to have a chat with you.

Note: Your details are kept strictly confidential as per our Privacy Policy. A link to this can be found in the footer. By submitting your information you agree that you have read this and that you agree to its contents.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Insurance Products We Cover

Business Protection

Income Protection

Home Insurance

Personal Protection

Critical Illness Cover

Life Cover

Private Medical Insurance

If You Have Existing Cover

If you’re looking for advice and you would like to discuss the options available or would just like to know what’s possible, then please don’t hesitate to contact us.

Call us on 0121 448 0161 or you can arrange a chat with our insurance advisors here.

Frequently Asked Questions

Why do I need insurance?

Insurance provides financial protection against unexpected events, such as accidents, illnesses, natural disasters, or property damage. It helps individuals and businesses mitigate the financial risk associated with these events.

How do I choose the right insurance policy?

To choose the right insurance policy, assess your needs, evaluate coverage options, compare quotes from different insurers, consider the reputation and financial stability of the insurer, and review policy terms and conditions carefully.

What factors affect insurance premiums?

Insurance premiums are influenced by factors such as age, gender, health status, driving record, location, coverage limits, deductibles, and the type of insurance policy.

Can I cancel my insurance policy?

Yes, you can typically cancel your insurance policy at any time. However, there may be cancellation fees or penalties, and you may lose coverage if you cancel before the policy term expires.

Testimonials

Your home may be repossessed if you do not keep up repayments on your mortgage.

Tamworth: 01827 230 760
Birmingham: 0121 448 0161

enquiries@sjfinancialsolutions.co.uk

SJ Mortgage Solutions Ltd is a company registered in England and Wales with company number 06008117. Registered Office: Offices 7 & 8, 8 Ladybank, Holloway, Tamworth, England, B79 7NB

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore tageted at consumers based in the UK.

SJ Mortgage Solutions Ltd trading as SJ Financial Solutions, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £149 to £750 and this will be discussed and agreed with you at the earliest opportunity.

Locations We Serve