Home Insurance

If the worst happened and you had to replace all of the contents of your home, from your favourite jumper to your TV, a treasured piece of jewellery to your sofa, right down to the kitchen utensils.

Could you afford to do it?

Sure, you can go online to insure your property and that can sometimes be the most competitive option. But does it cover you for what you need, and does it cover you for what you don’t need??

Fantastic that the online cover provides cover for your mountain bike, but if the maximum payout for your £5,000 bike is £750 then not entirely sure it is worth having. Even better if the policy provides cover for your mobile phone, but if you get it free with your mobile phone provider, do you really need to pay for it with your home insurance.

Amanda will get to know you and what you need cover for and make a recommendation based on your circumstances.

Products We Offer:

Buildings Insurance

Contents Insurance

Garden Insurance

Property Owner Liability Cover

Personal Possessions Insurance

Contact Us for Home Insurance

If you’re looking for home insurance to cover your property, your belongings or both, please get in touch with our insurance advisors. At SJ Financial Solutions, we have years of experience in finding the most suitable insurance products that are bespoke to our clients’ needs.

Give us a call on 0121 448 0161 or you can arrange a chat with our advisors here.

Request a Call Back

Would you like to speak to one of our advisors over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

For Businesses: Do you have questions about how our advisors can help your company? Send Amanda an email and she will get in touch or phone 0121 448 0161 between 09:00 and 17:00 on Monday to Friday and she will be delighted to have a chat with you.

Note: Your details are kept strictly confidential as per our Privacy Policy. A link to this can be found in the footer. By submitting your information you agree that you have read this and that you agree to its contents.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Factors Affecting Home Insurance Premiums

Location

The location of your home plays a significant role in determining insurance premiums. Homes in areas prone to natural disasters or high crime rates may have higher premiums.

Age and Condition of Home

Older homes or those in poor condition may be more expensive to insure due to the increased risk of damage.

Security Measures

Installing security systems, smoke detectors, and deadbolt locks can help lower insurance premiums by reducing the risk of burglary or fire.

The Importance of Regular Policy Reviews

Re-evaluation of Coverage Needs

As your circumstances change, such as home renovations or acquiring valuable assets, it's essential to review and adjust your insurance coverage accordingly.

Updates to Policy

Stay informed about changes to your policy, such as premium increases or adjustments to coverage, to ensure you're adequately protected.

Frequently Asked Questions

What does home insurance typically cover?

Home insurance typically covers damage to your property and personal belongings caused by covered perils, as well as liability protection.

How much home insurance coverage do I need?

The amount of coverage you need depends on factors like the value of your home, its contents, and potential risks. It's essential to assess your needs carefully.

Can I get home insurance if I rent a property?

Yes, contents insurance provides similar protections for tenants, covering personal belongings and liability but not the structure itself.

Testimonials

Your home may be repossessed if you do not keep up repayments on your mortgage.

Tamworth: 01827 230 760
Birmingham: 0121 448 0161

enquiries@sjfinancialsolutions.co.uk

SJ Mortgage Solutions Ltd is a company registered in England and Wales with company number 06008117. Registered Office: Offices 7 & 8, 8 Ladybank, Holloway, Tamworth, England, B79 7NB

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore tageted at consumers based in the UK.

SJ Mortgage Solutions Ltd trading as SJ Financial Solutions, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £149 to £750 and this will be discussed and agreed with you at the earliest opportunity.

Locations We Serve