Being diagnosed with a critical illness is either of those things we try not to think about or one of those things that we think will never happen to us, but sadly it can and does.
If we sit and think for a moment, we can all probably think of one person we know who has been diagnosed with a life changing illness. From the Big ‘C’, through to a heart attack and stroke, these can all change the way we lead our lives. Not just daily but can also change the way we look at our lives and suddenly, todays ‘important’ is not so.
Here at SJ Financial Solutions, we will not only help you to find the most suitable mortgage but we will also discuss all the various options for protecting it, such as life cover, income protection and critical illness, the name just a few.
You may have heard terms such as index linked, level term, decreasing term, in trust, and reviewable but what do they all mean and, which is most suitable for you?
Our team of expert insurance advisors can discuss and explain all of the options available to you, explaining the differences and recommending the most suitable product for your circumstances.
If you would like to discuss the insurance options available or would just like to know what’s possible, then please don’t hesitate to contact us.
Would you like to speak to one of our advisors over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
For Businesses: Do you have questions about how our advisors can help your company? Send Amanda an email and she will get in touch or phone 0121 448 0161 between 09:00 and 17:00 on Monday to Friday and she will be delighted to have a chat with you.
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Personal protection insurance offers numerous benefits, including financial security for your loved ones, peace of mind, tax advantages, and flexibility in coverage options.
Personal protection insurance is essential for anyone who wants to ensure financial security for themselves and their loved ones in the face of life's uncertainties.
Yes, you can customise your coverage by combining multiple types of personal protection insurance to address your specific needs.
Consider factors such as your income, expenses, debts, and future financial goals when determining the appropriate coverage amount.
In most cases, benefits received from personal protection insurance are not taxable. However, it's essential to consult with a tax advisor to understand the implications for your specific situation.
We pride ourselves in working with our customers as transparently and honestly as possible, so if you have any questions then please don’t hesitate to contact us and we’ll be happy to answer any queries that you may have. Simply click the button below to submit a contact form or ring either our Birmingham office on 0121 448 0161 or our Tamworth office on 01827 230 760.